Home Insurance in Louisville, KY

Your home is where your family's life happens. We help Louisville and Prospect homeowners and renters find coverage that matches their home, their belongings and the risks that come with living in the Ohio River valley.

Local risks worth talking about

• Ohio River flooding typically happens between January and May, and heavy rain can also cause flash flooding along local streams.
• The Great Flood of 1937 covered 60 percent of the City of Louisville, a reminder of how far water can reach.
• Jefferson County has a long recorded history of tornadoes, documented by the National Weather Service.

Ask us whether separate flood coverage makes sense for your address, and how your policy handles wind and storm damage.

Homeowners, renters and more

We can also add umbrella coverage for extra liability protection and personal coverage for jewelry, cameras and collectibles. Start a homeowners quote or a renters quote.

Sources: Louisville MSD flooding history, Louisville MSD flood warnings, NWS Louisville tornado climatology.